I think this picture in a German newspaper says it all.
I know nothing about soccer but will probably watch the game and think Germany will win. I would be biased to a nation that I have some heritage from but Germany looks like the best team considering how the Dutch stalemated the Argentinians. They are pretty heavy favorites going off at -180 to win the game. I still don’t know if that line includes shootouts or not. I don’t think it does because a draw is a shootout unless the draw ends in regulation. The confusion of the betting and knowing whether you win or not is a turn off to these types of bets.